Terms of Service
Effective date: January 1, 2026
1. Agreement to terms
By accessing FutureBloom Finance courses or services, you agree to these Terms. If you do not agree, do not use the services.
2. Educational content only
We provide educational information. We do not provide financial, legal, or tax advice and we do not guarantee outcomes. You are responsible for your decisions and circumstances.
3. Accounts and security
- Provide accurate information when creating an account
- Keep your credentials confidential and notify us of suspected misuse
- We may suspend accounts for policy violations or security reasons
4. Payments and access
- Prices are listed in USD and may change without notice
- Access is personal and non-transferable; do not share login details
- Refund requests are handled case by case per our fair-use policy
5. Acceptable use
- Do not copy, redistribute, or resell course materials
- Do not attempt to breach or interfere with the service
- Use the service only for lawful purposes and respectful interactions
6. Intellectual property
All content, branding, and course materials are owned by FutureBloom Finance or our licensors and are protected by copyright and other laws.
7. Disclaimers
The services are provided “as is” and “as available.” We disclaim all warranties to the extent permitted by law.
8. Limitation of liability
To the maximum extent permitted by law, FutureBloom Finance will not be liable for indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues.
9. Indemnification
You agree to indemnify and hold harmless FutureBloom Finance and its personnel from claims arising from your use of the services or violation of these Terms.
10. Termination
We may suspend or terminate access if you breach these Terms. You may stop using the services at any time.
11. Changes
We may update these Terms. Continued use after changes means you accept the updated Terms.
12. Contact
Questions about these Terms? Email [email protected].